Welcome to NEST. Let's start saving for their future.
Saving for college may seem overwhelming. It raises questions like: When do I need to start saving? Can I afford to save? How much should I save? Why should I save with a 529 plan? And there are several "what-ifs" to consider: What if my child receives a scholarship? What if my financial situation changes suddenly? The list goes on…
Here's the good news: we understand your questions. We have answers to your "what-ifs" and we're right here with you, every step of the way.
When should I start?
Start as early as you can. When you start early, your money has more time to add up.*
How much should I save?
Save as much as you can afford. Very few families can afford to save the entire amount of a child's college education so save what you can afford to. Your situation will change and you can always increase contributions later.
Why save with a 529 plan?
Most state 529 college savings plans offer tax advantages, a range of investment options and owner control and flexibility. There are many reasons to choose a 529 college savings plan over other ways to save.
Learn about NEST features and benefits
What if my child gets a scholarship?
That's fantastic. However, most students do not get full scholarships, and most families cannot afford to save the entire cost of college. Your plan to save for college should include income, savings, scholarships, loans and help from friends and family. And if your child does get a full scholarship — great — you can always use the money you saved for another child.
Get to know the NEST Direct Plan
What if my financial situation changes?
You're in control of all aspects of your account. If, for some reason, your financial situation changes, you can take a non-qualified withdrawal.1