Simplified Age-Based Options

Enjoy simplified investing. Age-Based Options make saving for college as simple as possible. You leave the selection of underlying funds and the mix among asset classes to the investment experts.

When you choose an Age-Based Option, your account will be placed in a portfolio based on the child’s age. Each age-range portfolio has a different mix of allocations to underlying funds starting out less conservative and changing to more conservative as the child nears college age.

Your account will automatically move to the next age-range portfolio the month before your child reaches each age milestone.

See benchmark allocations

Aggressive

The Age-Based Aggressive Investment Option seeks to provide capital appreciation. The investment strategy is based on the understanding that the volatility associated with equity markets can be accompanied by the highest potential for long-term capital appreciation. As the child ages the portfolio moves to seek income.

For a complete description, click on each pie chart to view its fact sheet.

For prices and performance, click here

Growth

The Age-Based Growth Investment Option seeks to provide capital appreciation and some current income. The investment strategy is based on accepting the risks associated with stocks, which have the potential to provide high returns, and seeking to balance the effects of volatility through diversification in fixed-income securities.

For a complete description, click on each pie chart to view its fact sheet.

For prices and performance, click here

Index

The Age-Based Index Investment Option seeks to provide capital appreciation and some current income through the use of index-based investments. This strategy is based on accepting the risks associated with stocks, which have the potential to provide high returns, and seeking to balance the effects of volatility through diversification in fixed-income securities.

For a complete description, click on each pie chart to view its fact sheet.

For prices and performance, click here

Conservative

The Age-Based Conservative Investment Option seeks to provide current income and some capital appreciation. This strategy is based on accepting the risks associated with stocks, which have the potential to provide high returns, and seeking to balance the effects of volatility through diversification in fixed-income securities.

For a complete description, click on each pie chart to view its fact sheet.

For prices and performance, click here

Disclosures

The plan manages cash flows to maintain the stated asset allocations. Stock holdings in the Age-Based Aggressive, Growth and Conservative Investment Options consist primarily of large-cap U.S. stocks and to a lesser extent mid-small cap U.S. stocks and foreign stocks.